Shipping Policy A legal disclaimer The explanations and information provided on this page are only general and high-level explanations and information on how to write your own document of a Shipping Policy. You should not rely on this article as legal advice or as recommendations regarding what you should actually do, because we cannot know in advance what are the specific shipping policies that you wish to establish between your business and your customers. We recommend that you seek legal advice to help you understand and to assist you in the creation of your own Shipping Policy. Shipping Policy - the basics Having said that, a Shipping Policy is a legally binding document that is meant to establish the legal relations between you and your customers. It is the legal framework for presenting your obligations to your customers, but also to address different possible sicarios that may accrue, and what happens in each and every case. A Shipping Policy is a good practice and it helps both sides - you and your customers. Your customers may benefit from being informed about what they can expect from your service. You may benefit because people may be likely to shop with you if you have a clear Shipping Policy in place since there won't be any questions about your shipping timeframes or processes. What to include in the Shipping Policy Generally speaking, a Shipping Policy often addresses these types of issues: the timeframe for processing orders; the shipping costs; different domestic and international shipping solutions; potential service interruptions; and much much more. DISCLAIMER: By using OvalCash you are agreeing to OvalCash's Terms and Conditions and Privacy Policy. Merchants on OvalCash ("Merchants") are independent third party entities unrelated to OvalCash. OvalCash makes no recommendations, representations or warranties regarding any Merchant or their goods/services. Purchases through OvalCash are at your own risk and any complaints regarding purchases should be directed to the applicable Merchant. Please note that some offers may not represent discounts or savings. All fees and costs associated with purchases made through OvalCash are the responsibility of the purchaser. LifeCare does not guarantee the availability of Merchants or discounts. Discounts are subject to change or withdrawal without notice, and any applicable time restrictions. Merchants or discounts may not be accessible from your computer based on firewalls or other accessibility issues or settings.

FAQ Why do FAQs matter? FAQs are a great way to help site visitors find quick answers to common questions about your business and create a better navigation experience. What is an FAQ section? An FAQ section can be used to quickly answer common questions about your business like "Where do you ship to?", "What are your opening hours?", or "How can I book a service?". Where can I add my FAQs? FAQs can be added to any page on your site or to your Wix mobile app, giving access to members on the go. How do I add a new question & answer? To add a new FAQ follow these steps: 1. Manage FAQs from your site dashboard or in the Editor 2. Add a new question & answer 3. Assign your FAQ to a category 4. Save and publish. You can always come back and edit your FAQs. How do I edit or remove the 'Frequently Asked Questions' title? You can edit the title from the FAQ 'Settings' tab in the Editor. To remove the title from your mobile app go to the 'Site & App' tab in your Owner's app and customize. Can I insert an image, video, or GIF in my FAQ? Yes. To add media follow these steps: 1. Manage FAQs from your site dashboard or in the Editor 2. Create a new FAQ or edit an existing one 3. From the answer text box click on the video, image or GIF icon 4. Add media from your library and save. DISCLAIMER: By using OvalCash you are agreeing to OvalCash's Terms and Conditions and Privacy Policy. Merchants on OvalCash ("Merchants") are independent third party entities unrelated to OvalCash. OvalCash makes no recommendations, representations or warranties regarding any Merchant or their goods/services. Purchases through OvalCash are at your own risk and any complaints regarding purchases should be directed to the applicable Merchant. Please note that some offers may not represent discounts or savings. All fees and costs associated with purchases made through OvalCash are the responsibility of the purchaser. LifeCare does not guarantee the availability of Merchants or discounts. Discounts are subject to change or withdrawal without notice, and any applicable time restrictions. Merchants or discounts may not be accessible from your computer based on firewalls or other accessibility issues or settings.

Terms & Conditions Introduction The website located at www.ovalcash.com is owned and operated by 11913751 Canada Inc. ("Company"). This document ("Terms") governs all services provided by 11913751 Canada Inc. ("We", "Us", or "Our") through ovalcash.com, and all content, services, and products available at or through ovalcash.com. By using the ovalcash.com or the Services, you acknowledge that you have read and understand these Terms and Conditions and will be bound by this Agreement. If you do not agree to be bound by this Agreement, do not use or access ovalcash.com and/or our Service. If you sign up for an ovalcash.com account through one of our Marketing Partners (as defined below), your use of our Service may be subject to additional terms of that agreement, which may be different from these Terms and Conditions. Definitions Agreement "Agreement" means all of the terms, conditions, and notices contained or referenced in the Terms and Conditions and all other ovalcash.com rules and policies (including but not limited to our Privacy Policy) and procedures that may be published on ovalcash.com. Marketing Partners “Marketing Partners” means third parties with whom the Company has entered into special marketing arrangements, including marketing programs with other loyalty program operators that you may be a member of. Member “Member” means any person, company, or organization that is using our service, and for whom an account number has been established or is in the process of being established in our databases. Merchant “Merchant” means all merchants who provide goods and services and who are participating in the Service and provide offers to Members through ovalcash.com. Offer Related Purchase “Offer Related Purchase” means a purchase transaction made within the applicable time period for the transaction as stipulated in the Merchant offer that a Member makes either (i) through ovalcash.com or (ii) by using a payment card registered on his/her ovalcash.com account. Service “Service” means all of the services provided by ovalcash.com, including but not limited to all content, services, and products available through ovalcash.com. User, You and Your “User”, “You” and “Your” refer to the person, company, organization, or Member that has visited or is using ovalcash.com or our Service. Privacy Please review our Privacy Policy at https://www.ovalcash.com/privacy-policy. You understand and agree that by using the Service, we will collect personal information about you. You consent to our collection, use, and disclosure of your personal information in accordance with our Privacy Policy. Membership Any individual adult consumer may register with ovalcash.com. You must be at least the age of majority or legal age of your jurisdiction of residence in order to use ovalcash.com and our Service. If you are under the age of majority or legal age in your jurisdiction of residence, you must get consent from your guardian or parent to use ovalcash.com and our Service. The Company disclaims any and all responsibility or obligation to monitor or verify the age or legal status of any users of ovalcash.com and our Service.You are responsible for keeping your registered account credentials confidential. We are entitled to act on all instructions received by anyone using your account and are not responsible for any transaction made without your authorization. You agree to provide true, accurate, current and complete information about yourself and your accounts maintained at other web sites, including accounts with our Marketing Partners, and you agree to not misrepresent your identity or your account information. You agree to keep your account information up to date and accurate. Membership Cancellation We reserve the right to cancel a Member’s membership at our discretion for any misuse of ovalcash.com and the Service, including but not limited to a violation of this Agreement, gaming or fraudulently obtaining of sign up bonuses, referral bonuses, cash awards for returned Offer Related Purchases, or any other activity deemed as misuse by us. If a Member’s account has not had any ovalcash.com related purchases for more than three (3) months or is otherwise inactive, we reserve the right, but not the obligation, to deactivate the Member’s account, at our sole discretion. You will be notified that your account has become dormant by way of email to the address provided within your ovalcash.com account prior to deactivation. You will have thirty (30) days to reactivate your account from the date of the initial email indicating that your account has become dormant. If your account is not reactivated, then your account may be cancelled, and if so, any rewards balance within your account will be cancelled, null and void. Joint Accounts If you provide access to a payment account where there is more than one cardholder, you, as a Member, represent and warrant that you have the right to grant us consent on behalf of all cardholders on the account who are non-Members, and hereby grant us consent to access the transaction data on behalf of the non-Member cardholders on the account - for example, where a Member signs up with a payment card that is a supplementary payment card under a primary cardholder who is not a Member. On joint payment accounts where more than one cardholder is a Member, only those Members on the account making Offer Related Purchases will receive the related cash awards. Proprietary Rights Except for public domain material, all content and material on and/or forming part of ovalcash.com and the Service we offer from time-to-time, including all text, information, links, graphics, audio, video, animation, logos, trademarks, service marks and trade names, and the design and arrangement thereof, and all source code and software (collectively referred to as the “Content”), are protected by copyright, trademark and other laws, and are owned or controlled by the Company or its licensors. All rights not expressly granted to you in this Agreement are reserved. You agree that any copy of the Content, or any part thereof, which you are permitted to use as delivered to you through the Service shall be solely for your private, non-commercial use on the Service. You may not, directly or indirectly, adapt, republish, display, upload, post, transmit, broadcast, communicate to the public (including by telecommunication), sub-license, sell, reverse engineer, decompile or disassemble, merge with other data, frame in or post on another website, create derivative works from, translate, modify, reproduce, perform, distribute, transfer or otherwise use the Content, or individual sections of the Content (including but not limited to, any Java applets associated with the Service), or authorize anyone to do any of the foregoing acts, without our express prior written permission. Third Party Accounts If you have registered for the Service through your financial institution's online or mobile banking platform or web-based portal ("FI-registered Account"), the following paragraph does not apply to you. If you register multiple payment accounts to your ovalcash.com account, the following paragraph applies with respect to payment accounts that are not FI-registered Accounts. By using the Service, you authorize the Company to access third party sites and sources designated by you, on your behalf, to retrieve information requested by you, and to register for accounts requested by you. For all purposes hereof, you hereby appoint the Company as your true and lawful agent, with full power of substitution and re-substitution, for you and in your name, place and stead, in any and all capacities, to access third party internet sites, servers or documents, retrieve information, and use your information, all as described above, with the full power and authority to do and perform each and every act and thing requisite and necessary to be done in connection with such activities, as fully to all intents and purposes as you might or could do in person. YOU ACKNOWLEDGE AND AGREE THAT WHEN THE COMPANY ACCESSES AND RETRIEVES INFORMATION FROM THIRD PARTY SITES, THE COMPANY AND ITS AFFILIATES ARE ACTING AS YOUR AGENT, AND NOT AN AGENT ACTING ON BEHALF OF THE THIRD PARTY. You agree that third party account providers shall be entitled to rely on the foregoing authorization and agency granted by you. You understand and agree that ovalcash.com and the Service is not endorsed or sponsored by any third party account providers accessible through ovalcash.com and the Service. DISCLAIMERS YOU EXPRESSLY UNDERSTAND AND AGREE THAT: YOUR USE OF ovalcash.com, THE SERVICE AND ALL INFORMATION, PRODUCTS AND OTHER CONTENT (INCLUDING THAT OF THIRD PARTIES) INCLUDED IN OR ACCESSIBLE FROM ovalcash.com AND THROUGH THE SERVICE IS AT YOUR SOLE RISK. ovalcash.com AND THE SERVICE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. THE COMPANY EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND AS TO ovalcash.com AND THE SERVICE AND ALL INFORMATION, PRODUCTS AND OTHER CONTENT (INCLUDING THAT OF THIRD PARTIES) INCLUDED IN OR ACCESSIBLE FROM ovalcash.com AND THE SERVICE, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, MERCHANTABLE QUALITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. THE COMPANY MAKES NO WARRANTY THAT (i) ovalcash.com OR THE SERVICE WILL MEET YOUR REQUIREMENTS, (ii) ovalcash.com OR THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (iii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF ovalcash.com OR THE SERVICE WILL BE ACCURATE OR RELIABLE, (iv) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH ovalcash.com OR THE SERVICE WILL MEET YOUR EXPECTATIONS, OR (V) ANY ERRORS IN THE TECHNOLOGY WILL BE CORRECTED. ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF ovalcash.com OR THE SERVICE IS DONE AT YOUR OWN DISCRETION AND RISK AND YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE USE OF PAYMENT.COM OR THE SERVICE OR THE DOWNLOAD OF ANY MATERIAL THROUGH THEM. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM ovalcash.com THROUGH OR FROM THE SERVICE WILL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS. LIMITATION OF LIABILITY YOU AGREE THAT NEITHER THE COMPANY, NOR ANY OF ITS AFFILIATES, SERVICE PROVIDERS OR ANY OF THEIR AFFILIATES WILL BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES, EVEN IF ovalcash.com HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, RESULTING FROM: (i) THE USE OR THE INABILITY TO USE ovalcash.com OR THE SERVICE; (ii) THE COST OF GETTING SUBSTITUTE GOODS AND SERVICES, (iii) ANY PRODUCTS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO, THROUGH OR FROM ovalcash.com OR THE SERVICE; (iv) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (v) STATEMENTS OR CONDUCT OF ANYONE USING ovalcash.com OR THE SERVICE; (vi) THE USE, INABILITY TO USE, UNAUTHORIZED USE, PERFORMANCE OR NON-PERFORMANCE OF ANY THIRD PARTY ACCOUNT PROVIDER SITE, EVEN IF THE COMPANY OR THE PROVIDER HAS BEEN ADVISED PREVIOUSLY OF THE POSSIBILITY OF SUCH DAMAGES; OR (vii) ANY OTHER MATTER RELATING TO ovalcash.com OR THE SERVICE. Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for certain warranties and/or liabilities. Accordingly, some of the above limitations or exclusions may not apply to you. Indemnification You agree to protect and fully compensate the Company and our affiliates from any and all third party claims, liability, damages, expenses and costs (including, but not limited to, reasonable attorney’s fees) caused by or arising from your use of ovalcash.com or the Service, your violation of these terms or your infringement, or infringement by any other user of your account, of any intellectual property or other right of anyone. Award Eligibility Members will only be entitled to a cash award if you make an Offer Related Purchase with the payment card(s) linked to your ovalcash.com account or by clicking through the link to a Merchant website as directed in the Member offer web page. In other words, making a purchase with a payment card not tied to your Ovalcash account, or by making an online purchase and not clicking on the icon in the offer page and being redirected to the Merchant website, will result in no cash award directed to your Ovalcash account. Your right to dispute an award or a missing award or an award that has been incorrectly attributed will lapse 30 days after the transaction date. If you do not file your dispute through ovalcash.com within that 30 day period, your right to correct or adjust the missing or incorrect award will be null and void and the Company shall have no obligation of redress. Offer Term You will only be entitled to a cash award if you make an Offer Related Purchase within the offer period as specified on the Member offer web page. Offers expire at 11:59 p.m. on the offer end date specified on the Member offer web page. Redemption Member award redemption is facilitated through ovalcash.com. By accepting this Agreement, you agree to have your awards redeemed in the manner or methods available through ovalcash.com. We reserve the right to set a minimum redemption threshold whereby a Member cannot cash an award without being charged a transaction fee set by us. You hereby agree to being charged a transaction fee if you do not meet the minimum redemption threshold and choose to claim an award. The minimum redemption threshold and transaction fee are set by the Company and may change from time to time at our discretion. If a transaction fee applies to a Member award redemption, we will disclose the amount of the fee to you before proceeding with that redemption. Currently, ovalcash.com facilitates Member award redemption through Interac e-Transfer. The Terms of Use of Interac e-Transfer are available at: https://www.interac.ca/en/interac-e-transfer-terms-of-use.html. Use of Funds You agree and acknowledge that Member funds will not be held by us as trustee and that we may hold such monies in any account as we see fit, including with our own and/or other Members’ monies. We are not a fiduciary for any Member and have no fiduciary obligations. Member funds may be used to support operations of the Company. Returns If a Member returns an Offer Related Purchase within thirty (30) days of purchase, the ovalcash.com incentive awarded will be deducted from the Member’s awards account. If a Member returns a portion of the Offer Related Purchase, the ovalcash.com incentive awarded will be reduced proportionately in relation to the return amount of the Offer Related Purchase and the ovalcash.com incentive. Data Ownership You represent and warrant that you exclusively own any content, information, data, passwords, materials or other similar content (collectively, "Client Content") that you post or provide through the Service or directly to ovalcash.com. You grant us a perpetual, non-exclusive, transferable, sub-licensable, irrevocable, royalty-free, worldwide license to use, modify, display, distribute and create new material using such Client Content to provide the Service to you. In using the Service, we receive and/or collect financial information from you, including information about credit card and debit card transactions you have completed. You represent and warrant that you exclusively own any content, information, data, passwords, materials or other similar content (collectively, "Client Content") that you post or provide through the Service or directly to ovalcash.com. You grant us a perpetual, non-exclusive, transferable, sub-licensable, irrevocable, royalty-free, worldwide license to use, modify, display, distribute and create new material using such Client Content to provide the Service to you. By submitting Client Content, you automatically agree, or promise that the owner of such Client Content has expressly agreed that, without any particular time limit, and without the payment of any fees, the Company may use the Client Content for the purposes set out above. The Company may use, sell, license, reproduce, distribute and disclose aggregated, non-personally identifiable information that is derived through your use of the Service. For greater certainty, we do not disclose personally identifiable transaction information to Merchants or other third parties. As between you and the Company, you own your confidential account information. Compliance with Laws You represent and warrant that: (i) you have the authority to bind yourself to the Agreement; (ii) your use of ovalcash.com and/or the Service will be solely for purposes that are permitted by this Agreement; (iii) your use of ovalcash.com and/or the Service will not infringe or misappropriate the intellectual property rights of any third party; and (iv) your use of ovalcash.com and/or the Service will comply with local, provincial, and federal laws, rules, and regulations, and with all other ovalcash.com policies. User Conduct You may not use ovalcash.com in any manner that could damage, disable, overburden, or impair our servers or network, or interfere with any other person’s use and enjoyment of ovalcash.com or the Service. You may not attempt to gain unauthorized access to the Service or computer systems or networks through hacking, password mining, or any other means. In addition to our rights pursuant to this Agreement, we may take any legal action and implement any technical remedies to prevent the violation of this provision and to enforce this Agreement. Prohibited Content You agree that you will not under any circumstances use ovalcash.com or the Service to transmit any content that is unlawful or promotes unlawful activities; defames, harasses, abuses, threatens, or incites violence toward any individual or group; is pornographic, discriminatory, or otherwise victimizes or intimidates any individual group on the basis of religion, gender, sexual orientation, race, ethnicity, age, or disability; is spam, is machine- or randomly-generated, constitutes unauthorized or unsolicited advertising, chain letters, any other form of unauthorized solicitation, or any form of lottery or gambling; contains or installs any viruses, worms, malware, Trojan horses, or other content that is designed or intended to disrupt, damage, or limit the function of any software, hardware, or telecommunications equipment or to damage or obtain unauthorized access to any data or other information of any third party; infringes on any proprietary right of any party, including patent, trademark, trade secret, copyright, right of publicity, or other rights; impersonates any person or entity, including any of our employees or representatives; or violates the privacy of any third party. Third Party Content There may be content from third parties on ovalcash.com or the Service. We are not responsible for that content, nor do we endorse such content, unless otherwise clearly stated. This Agreement does not authorize you to distribute, publicly display, publicly perform, make available, alter, or otherwise use any third party content except as permitted by this Agreement. Intellectual Property We respect others’ intellectual property rights and ask you to do the same. We may terminate your access to ovalcash.com or the Service if we determine that you infringe on others’ copyrights or other intellectual property (including our rights). We retain ownership of all intellectual property rights of any kind related to ovalcash.com and the Service, including applicable copyrights, patents, trademarks, and other proprietary rights. Other trademarks, service marks, graphics, and logos used in connection with ovalcash.com and the Service may be the trademarks of third parties. The Agreement does not transfer from us to you any ovalcash.com or third-party intellectual property, and all right, title, and interest in and to such property will remain solely with us or with such third party, respectively. We reserve all rights that are not expressly granted to you under this Agreement. "OVALCASH" and all other identifying marks, proprietary marks, or trademarks that appear, are displayed, or are used on ovalcash.com or as part of the Service are registered or common law trademarks or service marks of the Company. These marks may not be copied, downloaded, reproduced, used, modified, or distributed in any way without prior written permission from the Company. Email Communications Ovalcash will be solely responsible for all regulatory and other obligations under Applicable Law associated with Ovalcash’s solicitation or client relationship, including Canada’s Anti-Spam Legislation (CASL), do not solicit, or do not call obligations. We use email and electronic means to stay in touch with you. You (i) consent to receive communications from us in an electronic form via the email address you have submitted or via the Service or directly through ovalcash.com; and (ii) agree that the agreements, including all terms, agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications would satisfy if they were in writing. Termination You may cancel this Agreement at any time. If you wish to terminate this Agreement, you may simply discontinue use of ovalcash.com or the Service. We may terminate your right to use of ovalcash.com or the Service immediately, without notice to you, if we determine, in our sole discretion, that you fail to comply with any of these terms and conditions of use or engage in any fraudulent, criminal, or other unauthorized activity. Modification of Terms We reserve the right, at our sole discretion, to amend these Terms at any time and will update these Terms in the event of any such amendments. Upon any changes in this Agreement, we will post the amended agreement on ovalcash.com or the Service. Your continued use of ovalcash.com or the Service following such posting shall constitute your affirmative acknowledgement of the revised Agreement, the modification and agreement to abide and be bound by the Agreement, as amended. If at any time you choose not to accept this Agreement, including following any modifications made hereto, then please do not use ovalcash.com or the Service. Governing Law This Agreement and any access to or use of ovalcash.com or the Service are governed by, and construed in accordance with, the laws of the Province of Ontario. You and the Company agree to submit to the exclusive jurisdiction and venue of the courts located in the City of Toronto, Province of Ontario. Severability If any portion or provision of this Agreement shall to any extent be declared illegal or unenforceable by a court of competent jurisdiction, then the remainder of this Agreement, or the application of such portion of provision in circumstances other than those as to which it is so declared illegal or unenforceable, shall not be affected thereby, and each portion and provision of this Agreement shall be valid and enforceable to the fullest extent permitted by law. No Assignment We may assign or delegate this Agreement, including these Terms and Conditions and the Privacy Policy, in whole or in part, to any person or entity at any time with or without your consent. You may not assign or delegate any rights or obligations under this Agreement, including the Terms and Conditions or Privacy Policy, without our prior written consent, and any unauthorized assignment and delegation by you is void. Headings and Summaries The headings, captions, and summaries in this Agreement are for convenience only and in no way define or describe the scope or content of any provision of this Agreement. Entire Agreement This Agreement, in combination with all policies and guidelines of ovalcash.com (including but not limited to the Privacy Policy), incorporated by reference, constitute the entire agreement between you and us and supersede all prior communications, agreements, and understandings, written or oral, with respect to the subject matter of this Agreement. 11913751 Canada Inc Terms Of Use

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